Financial planning (FP&A)

Plan.Delegate.Decide.

Your company's financial operating system.

Build the model. Delegate the work. Decide with everything prepared.

Book a demo Explore the platform

AI Workforce and Boardroom are in early access.

01 · Plan
Available
OnePlanYour financial model.
EBITDA −7.9% vs plan. Aurora explains why.
Mar P&L · €k
Line Plan Actual Var.
Sales 1,240 1,230 −0.8%
Procurement −312 −317 −1.6%
Personnel −148 −150 −1.4%
EBITDA 214 197 −7.9%
Aurora
Ask the model.
EBITDA is 7.9% below plan: lower sales and higher procurement costs.
02 · Delegate
Early access
AI WorkforceYour team of agents.
Close Agent
L4 · With your approval
Prepare the month-end reconciliation
14 items reviewed
2 differences
Adjustment awaiting your approval
Agents
Close
Variance
Cash
Collections
Compliance
AutonomyL1 → L5
03 · Decide
Early access
BoardroomDecide on evidence.
Decision approved, with 3 owned actions.
Do we delay two hires to July?
1. Who decidesCFO · CEO
2. PerspectivesFIN · SAL · OPS · HR
3. EvidenceEBITDA −7.9%
4. DecisionApproved
5. Actions3, each with an owner

Sample data

What's broken?

Finance runs late.

The problem isn't the data. It's all the manual work between the data and the decision.

Any month in finance

Sample month

01Scattered data.

The ERP, the CRM and a hundred spreadsheets. No right version of the numbers.

ERP · CRM · Excel

02Manual processes.

Reconciling, copying and chasing loose ends eats up the month. Analysis comes last, if at all.

Reconcile · copy · chase loose ends

03Knowledge trapped in people.

Only one person knows how the model was built. And today they're out.

One person · Out today

04Decisions on information that has already changed.

The committee decides on last month's close. By the time it sees it, it's too late.

Deciding on 18-day-old data

What has changed?

From systems that report to systems that work.

With OnePlan · Slow, manual and out of step.

Data

Excel
Person
Report
Meeting

ModelOnePlan + Aurora
WorkAI Workforce

DecisionBoardroom

From data to model. From model to work. From work to decision.

AI Workforce and Boardroom are in early access.

01Available

Plan. Build the model.

Your financial model. One version of the numbers.

OnePlan brings your company's financial reality into one place: budget, actuals, forecast, scenarios, consolidation, headcount, close and reporting, starting from your Excel.

You import your spreadsheets and we validate every row.
Closed periods: nobody writes to them, not even the AI.

Discover OnePlan

P&L 2026 · Group

Version: Budget v3
Scenario: Base
Unit: € thousands

fxEBITDA · Mar · Actual= [Gross margin] + [Personnel] + [Other expenses]

Sample model: group P&L in OnePlan
Line	JanActual	FebActual	MarPlan	MarActual	Var.	AprFcst	MayFcst	JunFcst
Sales	1,195	1,215	1,240	1,230	−0.8%	1,250	1,265	1,280
Domestic	830	845	860	848	−1.4%	865	875	885
Export	365	370	380	382	+0.5%	385	390	395
Procurement	−300	−305	−312	−317	−1.6%	−315	−318	−322
Gross margin	895	910	928	913	−1.6%	935	947	958
Personnel	−146	−147	−148	−150	−1.4%	−150	−150	−151
Other expenses	−550	−558	−566	−566	0.0%	−568	−570	−572
EBITDA	199	205	214	197	−7.9%	217	227	235

Budget
Actuals
Forecast
Scenarios
Consolidation
Headcount
Close
Reporting

January and February: periods closed

Sample data

Aurora · inside OnePlan

Available

Ask your model.

Aurora, the AI inside OnePlan. It understands your model, explains what happened and proposes the next step. What it writes, you approve.

You ask.

Meet Aurora

fxEBITDA · Mar · Actual= [Gross margin] + [Personnel] + [Other expenses]

Sample model: group P&L in OnePlan
Line	JanActual	FebActual	MarPlan	MarActual	Var.
Sales	1,195	1,215	1,240	1,230	−0.8%
Procurement	−300	−305	−312	−317	−1.6%
Personnel	−146	−147	−148	−150	−1.4%
EBITDA	199	205	214	197	−7.9%

Sample data

AuroraP&L 2026 · Budget v3

You

Why is March EBITDA below plan?

March EBITDA is €197k, 7.9% below plan (€214k). The €17k gap comes from three lines:

€ thousands

EBITDA plan214
Lower sales−10
Higher procurement−5
Higher personnel costs−2
EBITDA actual197

Truncated axis: starts at 170

Other expenses, in line with plan.

SourceMonthly P&L · MarchBudget v3

You

Prepare the March commentary for the board pack.

Draft · March board pack

Awaiting your review

March closed with EBITDA of €197k, €17k (7.9%) below plan. Sales came in 0.8% below plan and procurement rose 1.6%, reducing gross margin by €15k. Personnel costs were €2k over, and all other expenses stayed on plan.

Every figure links to its source. If a figure doesn't reconcile, the narrative is held back.

You

Add an EBITDA margin line: EBITDA divided by sales.

Here's the formula I propose, as a percentage of sales:

EBITDA margin % = [EBITDA] / [Sales]

Applied only with your approval, under the same rules as your team.

Understanding isn't doing.

Aurora understands your model. AI Workforce works on it.

UnderstandWorkDecide

02Early access

Delegate. Put the work in motion.

What work can I delegate?

Named agents. Real tasks. Autonomy you decide.

Don't just automate Finance. Delegate the work.

You delegate a task or a whole workflow to each agent. It works on your OnePlan model at the autonomy level you set, coordinates with your team and notifies by email, Slack or Teams.

We're building it with a small group of early-access companies.

You delegate.

Request early access Discover AI Workforce

Board · March

Sample data

Queued1

Cash AgentL3
Update the 13-week cash forecast

In progress1

Variance AgentL3
Explain the procurement variance

Awaiting your approval2

Close AgentL4
Prepare the month-end reconciliation
Adjustment prepared · needs your approval
Change its autonomy
Collections AgentL4
Prepare overdue payment reminders

Done1

Compliance AgentL2
Review payment controls

How much do I want to delegate?

Early access

You decide how much the AI does.

Autonomy is earned, not assumed.

You don't start at L5. You start where you have confidence.

Close Agent autonomy

Drag, or use the arrow keys.

Close AgentL4

Prepare the month-end reconciliation

Adjustment prepared · needs your approval

Items

On the board

In progress
Awaiting your approval
Done

Sample data

The five levels, on the same task

L1Observes
14 items observed
L2Analyses
14 items reviewed · 2 differences
L3Recommends
2 differences identified · recommendation ready
L4Executes with your approval
Adjustment prepared · needs your approval
L5Executes within your limits
Adjustment executed within your limits

Today, with Aurora, OnePlan explains and proposes: what it writes is applied with your approval.

Per-agent autonomy levels arrive with AI Workforce.

03Early access

Decide. Bring the right perspectives to the table.

The work is prepared. Now decide.

Agents argue. People decide.

You decide with it.

SessionDo we delay two hires to July?

Sample data

01Who decides

People

02Perspectives

FinanceMarch EBITDA is 7.9% below plan.
SalesThe delay doesn't change the Q2 sales forecast.
OperationsThe current team covers the expected workload until July.
PeopleDelaying two hires to July cuts this year's personnel cost by €24k.
StrategyIt doesn't change the year's objectives.

03Evidence

Actuals: March EBITDA: −7.9% vs plan
Forecast: Q2 sales, unchanged
Scenarios: Delay to July: −€24k personnel cost
Cash: Cash forecast recalculated with the scenario
Capacity: Team workload covered until July

04Decision

Approved

Delay two hires to July.

CFO and CEO · committee of 14 Apr

05Actions

01Update the headcount planOwner · HRDate · 16 Apr
02Recalculate the cash forecastOwner · FinanceDate · 18 Apr
03Next review: June closeOwner · CFODate · 8 Jul

See Boardroom in a demo Discover Boardroom

How does it all fit?

One system. Three layers.

Not three products: three layers of one system, on top of the systems you already use.

Decision
Decision
Boardroom
People and perspectives decide, with minutes and actions.
Work
Work
AI Workforce
Agents with the autonomy you decide.
Model
Model
OnePlanWith Aurora inside
One version of the numbers.
Your systems
Your systems
- ERP
- CRM
- HR
- Excel and CSV
They remain the source. OnePlan brings them into one model.
See integrations

AI Workforce and Boardroom are in early access. OnePlan with Aurora is available.

A financial system that doesn't just report on the business. It works on it.

Your processes

From process to decision.

One complete process, step by step. Each step shows its status.

Month-end close

01 · OnePlan
Consolidated actuals.
Available
02 · Aurora
Explains the anomalies.
Available
03 · AI Workforce
Close Agent prepares the reconciliation.
Early access
04 · Boardroom
Management reviews what has changed.
Early access
05 · Decision
Action assigned.
People

See the month-end close solution

Budget

01 · OnePlan
Budget and actuals in the same model.
Available
02 · Aurora
Explains every variance.
Available
03 · AI Workforce
Variance Agent monitors variances and flags them.
Early access
04 · Boardroom
Management decides the corrective measures.
Early access
05 · Decision
Measure approved, with an owner.
People

See the budget solution

Forecast

01 · OnePlan
Forecast from the latest actuals.
Available
02 · Aurora
Not part of this process
03 · AI Workforce
Cash Agent reviews cash and the forecast.
Early access
04 · Boardroom
Scenarios are debated in committee.
Early access
05 · Decision
Scenario chosen.
People

See the forecast solution

Cash

01 · OnePlan
Cash, in the same model as actuals and plan.
Available
02 · Aurora
Not part of this process
03 · AI Workforce
Cash Agent reviews cash and flags deviations.
Early access
04 · Boardroom
Not part of this process
05 · Decision
You decide what to do with the forecast.
People

Collections

01 · OnePlan
Customer data in the model.
Available
02 · Aurora
Not part of this process
03 · AI Workforce
Collections Agent prepares reminders and follow-ups.
Early access
04 · Boardroom
Not part of this process
05 · Decision
You approve what gets chased, and with whom.
People

Headcount

01 · OnePlan
Workforce plan, role by role.
Available
02 · Aurora
Not part of this process
03 · AI Workforce
Not part of this process
04 · Boardroom
Hiring decisions in committee.
Early access
05 · Decision
Hire approved or postponed.
People

See the headcount solution

Reporting

01 · OnePlan
Board packs and dashboards.
Available
02 · Aurora
Drafts the narrative.
Available
03 · AI Workforce
Not part of this process
04 · Boardroom
Board preparation.
Early access
05 · Decision
Board prepared, with the pack approved.
People

See the reporting solution

The control loop

AI doesn't bypass your financial controls. It works within them.

01AI proposes.
- AvailableAurora proposes formulas, narratives and explanations on your model.
- Early accessAI Workforce agents propose and execute what you delegate.
02The system validates.
- AvailablePer-person permissions and closed periods: the AI reads and writes under the same rules as your team.
03People approve.
- AvailableWhat Aurora writes is applied only with your approval.
- Early accessPer-agent autonomy, from L1 to L5, set by the owner.
04The action is recorded.
- AvailableModel approvals with a justification and a record of who approved what.
- Early accessA record of every agent run.

Security and AI governance

Proof

Built for finance. Built in the real world.

I've sat with many CFOs making decisions on two-month-old data. That's why we built OnePlan.

Héctor Soto

Founder and CEO

Product: The platform and its architecture, layer by layer
Integrations: ERP, CRM, HR, Excel and CSV
Governance: Security and AI governance
In the press: FinTech Connect
Alhambra Venture
Acceleration: Lanzadera acceleration programme
Reviews: Read our reviews on Trustpilot

We're building AI Workforce with a small group of early-access companies. Want to be one of them?

Request early access

Plan.Delegate.Decide.

Discover which part of your finance function you could delegate.

Book a demo

A 30-minute conversation about your close, your budget or your cash.

Plan.Delegate.Decide.

Finance runs late.

01Scattered data.

02Manual processes.

03Knowledge trapped in people.

04Decisions on information that has already changed.

From systems that report to systems that work.

Your financial model. One version of the numbers.

Ask your model.

Understanding isn't doing.

What work can I delegate?

You decide how much the AI does.

The work is prepared. Now decide.

One system. Three layers.

From process to decision.

Month-end close

Budget

Forecast

Cash

Collections

Headcount

Reporting

AI doesn't bypass your financial controls. It works within them.

01AI proposes.

02The system validates.

03People approve.

04The action is recorded.

Built for finance. Built in the real world.

Discover which part of your finance function you could delegate.